Trust & Will Review: What $199 Actually Buys

The verdict

Best for someone who wants a complete plan, not just a will, and wants the signing steps for their own state spelled out. Weakest on what happens after you buy: keeping documents editable costs $49 per year, and the terms of service promise less about refunds than the marketing does.

The scores: 25 of 35

Scored on the fixed rubric from our review methodology, applied identically to every product in our online will maker comparison. Commission is not a scoring input.

What we actually did

We read Trust & Will's public pricing, FAQ, membership, and terms-of-service pages on August 16, 2026, walked the public signup funnel without purchasing, and checked its execution-guidance claims against the will-execution statutes we maintain for all 37 states we cover. We did not complete a purchase. Settled has been a Trust & Will affiliate since June 2026.

What it includes

• Will Plan ($199 / $299 couples): last will and testament, HIPAA authorization, living will, power of attorney. Guardianship nominations happen inside the will.
• Trust Plan ($499 / $599 couples): everything above plus a revocable living trust, schedule of assets, certification of trust, and a trust funding guide.
• Attorney Support (+$299/year): phone access to a licensed estate-planning attorney, available in 43 states with access to attorneys in all 50.
• Signing instructions matched to your state, including whether you need witnesses, a notary, or both. Check your state's own rules in our state-by-state legality guide.

The problems (read these before buying)

1. Editing your documents later costs $49 a year, and the site contradicts itself about it. The FAQ says "Plan updates are included at no additional cost." The membership page says the free Basic tier does not include ongoing edits; they require the $49/year Essentials membership. Assume the membership page is the real policy.
2. The refund terms are weaker than the marketing. The terms of service say "all purchases are final and refunds are discretionary and may be considered on a case-by-case basis." A 30-day guarantee appears in their help center, which blocks automated reading; until we can verify it, the terms of service are what you agreed to.
3. Subscriptions auto-renew, and cancellation must arrive at least one day before the renewal date.
4. No remote-online-notarization path. Your documents print and sign on paper, with witnesses (and a notary where your state requires one). That is true of nearly every product in this category, but a fully-online signing expectation will be disappointed.
5. Payment plans are advertised without published terms.

How it compares

FreeWill makes a valid simple will for $0 and scored higher on our overall rubric (28/35), but has no trust outside California and no attorney access at any price. LegalZoom's Basic Will is cheaper at $129 but includes no power of attorney or healthcare documents at that tier, and its estate-plan refunds close 7 days after completion. Rocket Lawyer beats everyone on attorney access but is a $149-and-up annual subscription with no published per-document price. Full comparison: the best online will makers, scored.

Who should buy it

Married homeowners and parents who want the complete document set with state-matched signing instructions, and who either accept the $49/year for future edits or plan to buy, sign, and be done. If you want the trust, the $499 bundle with the funding guide is the strongest offer in this cohort. If you only need a simple will and no support, use FreeWill and pay nothing.