Estate Tax Calculator: Do I Owe Federal Estate Tax?
Estimate whether your estate will owe federal estate tax using the 2026 basic exclusion amount. Compare the current law with the 2025 amount.
Currently available for California, Florida, and Texas. More states coming soon.
What This Calculator Covers
2026 Federal Exclusion
Calculates your taxable estate after the current $15M federal basic exclusion amount, marital deduction, and charitable deductions.
2025 vs. 2026
Shows how the 2026 law compares with the 2025 amount of $13.99M per person.
No Separate State Estate Tax
Florida, California, and Texas currently have no separate state estate tax. Only federal estate tax applies to residents of these states.
Common Questions
What is the federal estate tax exclusion for 2026?
For deaths in 2026, the federal basic exclusion amount is $15 million per person. The 2025 amount was $13.99 million per person.
Did the 2025 sunset happen?
No. Congress changed the law in 2025. Beginning in 2026, the federal exclusion amount is $15 million per person, indexed for inflation, rather than dropping back to roughly half the prior amount.
Do Florida, California, and Texas have separate state estate taxes?
No. All three states currently have no separate state estate tax. Only the federal estate tax applies to residents of these states, and only for estates that exceed the federal exclusion amount.
Note: This tool provides estimates for informational purposes only. Results are not legal advice. Fees and requirements may vary. Full disclaimer