Creditor
Anyone the person who died owed money to.
What Creditor means in an estate
Creditors include credit card companies, medical providers, mortgage lenders, taxing authorities, and anyone else with a valid claim against the estate. In probate, creditors generally must be given notice and a chance to file claims, and valid claims get paid from estate assets before anything is distributed to beneficiaries. Distributing early, before the claim window closes, is one of the ways a personal representative becomes personally liable.
How this works in your state
The concept is national, but the forms, procedure names, thresholds, and filing practice vary by state. Open your state glossary and guides to see how creditor is handled where the estate is being settled.
Related terms
Full probate glossary
Browse every probate and estate settlement term.
Probate assessment
Not sure what applies to your situation? Answer a few questions to find your path.
Information current as of April 4, 2026
Settled Estate is not a law firm, and this content is for informational purposes only and does not constitute legal advice. Probate laws and procedures in your state can change. Consult with a qualified attorney for advice specific to your situation. Full disclaimer.