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Iowa Probate Guide

County-specific probate filing-office contacts, filing fees, required forms, and step-by-step guidance for families settling an estate in Iowa.

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Types of Probate in Iowa

Iowa probate is handled by the district court sitting in probate, filed with the clerk of the district court in the county where the decedent resided. The path depends on estate value and whether real estate is involved: an out-of-court affidavit for small personal-property estates, chapter 635 small estate administration, or full chapter 633 administration.

See the full comparison of Iowa probate typesWhich procedures exist, who qualifies, and how the timelines compare.

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Iowa Probate Filing Offices by County

Choose your county to get its probate court contacts, filing fees, and required forms. 99 counties have detailed data.

Show all 99 counties
Full data available: CalhounFull data available: CarrollFull data available: CassFull data available: CedarFull data available: Cerro GordoFull data available: CherokeeFull data available: ChickasawFull data available: ClarkeFull data available: ClayFull data available: ClaytonFull data available: ClintonFull data available: CrawfordFull data available: DallasFull data available: DavisFull data available: DecaturFull data available: DelawareFull data available: Des MoinesFull data available: DickinsonFull data available: DubuqueFull data available: EmmetFull data available: FayetteFull data available: FloydFull data available: FranklinFull data available: FremontFull data available: GreeneFull data available: GrundyFull data available: GuthrieFull data available: HamiltonFull data available: HancockFull data available: HardinFull data available: HarrisonFull data available: HenryFull data available: HowardFull data available: HumboldtFull data available: IdaFull data available: IowaFull data available: JacksonFull data available: JasperFull data available: JeffersonFull data available: JohnsonFull data available: JonesFull data available: KeokukFull data available: KossuthFull data available: LeeFull data available: LinnFull data available: LouisaFull data available: LucasFull data available: LyonFull data available: MadisonFull data available: MahaskaFull data available: MarionFull data available: MarshallFull data available: MillsFull data available: MitchellFull data available: MononaFull data available: MonroeFull data available: MontgomeryFull data available: MuscatineFull data available: O’BrienFull data available: OsceolaFull data available: PageFull data available: Palo AltoFull data available: PlymouthFull data available: PocahontasFull data available: PolkFull data available: PottawattamieFull data available: PoweshiekFull data available: RinggoldFull data available: SacFull data available: ScottFull data available: ShelbyFull data available: SiouxFull data available: StoryFull data available: TamaFull data available: TaylorFull data available: UnionFull data available: Van BurenFull data available: WapelloFull data available: WarrenFull data available: WashingtonFull data available: WayneFull data available: WebsterFull data available: WinnebagoFull data available: WinneshiekFull data available: WoodburyFull data available: WorthFull data available: Wright

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Iowa Estate Law Overview

Iowa Estate Tax Info

Iowa has no state estate tax, and the Iowa inheritance tax is fully repealed for deaths on or after January 1, 2025. Iowa does have a state income tax (a flat 3.8%) and percentage-based probate court costs (0.2% of probate assets), which are court costs rather than a tax.

No
State Estate Tax
No
Inheritance Tax
Yes
State Income Tax
Federal estate tax info

Federal estate tax only applies to estates exceeding $15,000,000 (2026).

Who Inherits Without a Will?

Intestate succession determines who receives probate property when an Iowa resident dies without a valid will.

View spouse inheritance rules
No surviving children or other descendants of the decedent100%

Under Iowa Code 633.211, the surviving spouse receives all real property the decedent possessed at any time during the marriage (not sold on execution or judicial sale and not relinquished by the spouse), all exempt personal property held by the decedent as head of family, and all other personal property not needed to pay debts and charges.

All of the decedent's surviving descendants are also descendants of the surviving spouse100%

Iowa Code 633.211 gives the surviving spouse the entire intestate estate when the decedent left no issue or left issue all of whom are also issue of the surviving spouse. Shared children inherit nothing while the spouse is alive.

The decedent is survived by one or more descendants who are not descendants of the surviving spouse (for example, children from a prior relationship)One-half of real property, all exempt personal property, and one-half of other personal property, with a $50,000 minimum

Under Iowa Code 633.212, the spouse takes one-half in value of the real property the decedent possessed during the marriage, all exempt personal property, and one-half of all other personal property not needed for debts and charges. If that combined share is worth less than $50,000, the spouse receives enough additional property from the remaining estate (after debts and charges) to reach $50,000, even to the extent of the whole net estate (Iowa Code 633.212(4)).

View order of inheritance (no spouse)
  1. 1Issue of the decedent (children, grandchildren, and further descendants)The share not passing to a surviving spouse, or all if no spouse, per stirpes
  2. 2ParentsIf no surviving issue, to the decedent's parents equally; if one parent is dead, the survivor takes the whole parental share
  3. 3Issue of the decedent's parents (siblings, nieces, and nephews)If no issue or parents survive, the estate is divided into two equal shares: one to the issue of the decedent's mother per stirpes and one to the issue of the decedent's father per stirpes. If one parent has no surviving issue, the entire estate passes to the issue of the other parent
  4. 4Grandparents and their issue (aunts, uncles, cousins)Half to the paternal side and half to the maternal side, passing to surviving grandparents or, if none, to their issue per stirpes; if one side has no takers, the whole passes to the other side
  5. 5Great-grandparents and their issueEqually to each set of great-grandparents, or to their issue per stirpes
  6. 6Issue of a deceased spouse of the decedentIf no blood relatives qualify, the estate passes to the issue of the decedent's deceased spouse per stirpes (divided equally among the issue of multiple deceased spouses). This can pass property to stepchildren before it escheats

Iowa Homestead Protection

Iowa homestead protection is a statutory creditor exemption with no dollar cap: the homestead of every person is exempt from judicial sale unless a statute says otherwise (Iowa Code 561.16). The limits are physical, not monetary: within a city plat the homestead may not exceed one-half acre; outside a city plat it may not exceed 40 acres in the aggregate (Iowa Code 561.2). A surviving spouse may keep possession of the homestead after death (Iowa Code 561.11) or elect to hold it for life in lieu of the spouse's share in the decedent's real property (Iowa Code 561.12 and 633.240).

$4,850
Property Tax Exemption
Creditor protection: read the statute text

Unlimited value, limited by area: one-half acre within a city plat or 40 acres outside one (Iowa Code 561.2). If the homestead's value is less than $500 it may be enlarged until it reaches that amount.

Statute: Iowa Code § 561.16

Size limits & qualifications

Inside city limits: One-half acre

Outside city limits: 40 acres

Property types: House used as the owner's home, with appurtenances, Contiguous lots or tracts habitually used as part of the homestead, Trust-held homes occupied by the beneficiary or surviving spouse

Restrictions on leaving homestead in will

With spouse, no minor children:

No devise restriction. The surviving spouse may occupy the homestead until it is disposed of according to law, and may elect a life estate in the homestead in lieu of the spouse's share in the decedent's real property.

With minor children:

No devise restriction. Protection for children flows from intestate shares, the support allowance for dependents (Iowa Code 633.374 and 633.376), and the rule that the homestead generally remains exempt from the decedent's general debts while it passes to the surviving spouse or issue (Iowa Code 561.21(4) implies the exemption survives when a survivor or issue exists).

Exempt Property

Iowa protects a surviving spouse through exempt personal property (property that was exempt from execution in the decedent's hands stays exempt in the spouse's hands), a court-set support allowance for the twelve months after death, and the unlimited-value homestead. Separate creditor exemptions under Iowa Code 627.6 protect debtor property from ordinary collection.

View exempt items
Estate Exempt Personal Property (surviving spouse)
When the decedent leaves a surviving spouse, all personal property that would have been exempt from execution in the decedent's hands as head of family, and that is bequeathed or set aside to the surviving spouse, remains exempt in the spouse's hands (Iowa Code 633.332). The same exempt personal property is a component of the spouse's intestate share (Iowa Code 633.211(2), 633.212(2)) and elective share (Iowa Code 633.238(1)(b)).
No separate dollar cap; scope defined by the execution exemptions
Homestead
The homestead is exempt from judicial sale (Iowa Code 561.16) and, under Iowa Code 633.350, homestead and other exempt property are excluded from the estate property chargeable with debts and charges. See homestead-law.json.
Unlimited value; one-half acre in a city plat or 40 acres outside one
Household and Personal Items (creditor)
Iowa Code 627.6(3) through (5) exempt private libraries and family bibles ($1,000 aggregate), wearing apparel, musical instruments, household furnishings and goods ($7,000 aggregate), and jewelry ($2,000 aggregate, with a separate rule for wedding and engagement rings). One shotgun and either one rifle or one musket are exempt without a dollar cap (627.6(2)).
$7,000 aggregate for apparel, household furnishings, and household goods; $2,000 jewelry; $1,000 libraries, bibles, portraits, pictures, and paintings
Burial Plot (creditor)
Iowa Code 627.6(4) exempts an interment space or an interest in a public or private burying ground not exceeding one acre.
One interment space or interest in a burying ground, up to one acre
Motor Vehicle (creditor)
Iowa Code 627.6(9) exempts the debtor's interest in one motor vehicle not exceeding $7,000 in value.
One motor vehicle up to $7,000 in value
Tools of Trade and Farm Property (creditor)
Iowa Code 627.6(11) exempts proper implements, professional books, and tools of the trade up to $10,000 for non-farming debtors; 627.6(12) exempts up to $10,000 of farm implements, equipment, livestock, and feed for farming debtors, in addition to the exempt motor vehicle.
$10,000 non-farm tools of trade; $10,000 farm implements, equipment, livestock, and feed
Life Insurance and Retirement (creditor)
Iowa Code 627.6(6) exempts interests in life insurance payable to a spouse, child, or dependent (with a $10,000 cap on recently acquired values, and up to $15,000 of proceeds protected from the beneficiary's own pre-death creditors); 627.6(8) exempts pensions, public benefits, and qualified retirement plans, including IRAs and Roth IRAs within statutory contribution rules.
Statutory conditions and partial caps
Cash and Deposits (creditor)
Iowa Code 627.6(14) exempts up to $1,000 in the aggregate of cash on hand, bank deposits, credit union share drafts, or other deposits, plus up to $500 of residential rental and utility deposits or advance rent (627.6(15)).
$1,000 aggregate
Support Payments and 529 Savings (creditor)
Iowa Code 627.6(16) exempts personal injury and wrongful death payments reasonably necessary for support; 627.6(17) exempts contributions and earnings in Iowa educational savings plan trust (College Savings Iowa) accounts.
As reasonably necessary for support; Iowa 529 accounts per statute

Family Allowance

No fixed dollar amount; the court sets what it deems reasonable - On application, the court sets off and orders paid to the surviving spouse, as part of the costs of administration, enough of the decedent's property (including revocable trust assets if estate assets fall short) for the spouse's proper support for the twelve months following death, plus a reasonable additional amount to support dependents of the decedent who reside with the spouse.

Iowa Probate Questions

How much does probate cost in Iowa?
Iowa probate filing fees vary by county and type of administration. According to Iowa court fee schedules, filing fees typically range from $200-$500 depending on the procedure. Additional costs include certified copy fees, publication notice fees ($50-$200), and potential bond premiums. Attorney fees may be statutory or hourly depending on state law. Use our free Iowa fee calculator for county-specific estimates.
How long does probate take in Iowa?
The timeline varies by path: full administration typically takes 6-12 months and stays open at least through the four-month creditor-claim period, chapter 635 small estate administration is often faster, and the distribution-by-affidavit path can be used 40 days after death.
Do I need an attorney for probate in Iowa?
Iowa statutes do not require a personal representative to hire an attorney, but most Iowa estates in regular administration are handled with counsel. Attorney review is recommended for full administration and whenever you are unsure which procedure applies.