1Immediate Actions
The first days
First: Get Death Certificates
Required for everythingBureau of Health Statistics (Vital Records)
Certified Iowa death certificates ($20 per copy) are issued by the state Bureau of Health Statistics and can be ordered in person in Des Moines, by mail with a notarized application and photo ID, or online/by phone through VitalChek (the only authorized online vendor). The Clayton County Recorder can also issue certified copies of Iowa deaths from 1954 to present, for deaths in the county of residence or where the death occurred. Certified copies are limited to people with a direct and tangible interest, such as immediate family. Verify the Clayton County Recorder current hours and fees before ordering locally.
Secure the Property
- Lock the residence and secure valuable items
- Forward mail to a responsible family member
- Make a list of what you find (don't throw anything away yet)
Locate Important Documents
2Required by Law
Legal duties
Deposit the Will
After being informed of the testator death, the person having custody of the will shall deliver it to the court having jurisdiction of the estate (Iowa Code 633.285). The statute sets no fixed numeric day count: deliver the original will promptly to the clerk of the district court. A custodian who willfully refuses or fails to deliver a will after being ordered by the court to do so is guilty of contempt and civilly liable to any person aggrieved for resulting damages. (Iowa Code section 633.285)
Creditor claim window
Creditors generally have 4 months from second publication of the notice to creditors to bring claims against the estate. (Iowa Code section 633.410)
Notify Key Parties
- Banks and credit card companies (to prevent unauthorized use)
- Social Security Administration (1-800-772-1213)
- Employer (if applicable) for final paycheck and benefits
3Assess Your Situation
Before filing anything
Which probate type is right for you?
Small estate? If the estate is worth less than the Iowa small-estate limit (shown on the options below), you may qualify for simplified procedures.
Is there a valid will? If yes, you'll file for probate with will. If no will exists, it's intestate probate.
Complex assets? Business interests, real estate in multiple states, or contested claims may require probate administration.
Select a probate type below to see specific requirements and costs.
Which applies to your situation?
Not sure? Use the free checker at the top of this page - you don't have to decide this alone.
The Iowa small estate affidavit lets a successor collect the decedent personal property without letters of appointment when the probate assets consist only of personal property with no interest in real estate, the gross value of that personal property is (or has been at any time since death) $100,000 or less (threshold raised from $50,000 by 2026 Iowa Acts, ch. 1048 (H.F. 2660), effective July 1, 2026), at least 40 days have passed since death, and no administration is pending. The statute prescribes the required affidavit contents; there is no court filing fee.
- Qualifies:
- $100,000
Small estate administration under Iowa Code chapter 635 is available when the gross value of the probate assets subject to Iowa jurisdiction does not exceed $200,000 (for deaths on or after July 1, 2020; $100,000 for earlier deaths). A personal representative is still appointed and chapter 633 rules apply unless chapter 635 provides otherwise, but the estate closes by a sworn closing statement rather than a formal final report, and personal representative fees are capped at 3% of the gross probate assets unless services are itemized (Iowa Code 635.8(4)).
- Qualifies:
- $200,000
The executor (with a will) or administrator (without a will) is appointed by the clerk or court, publishes notice to creditors once each week for two consecutive weeks, files a report and inventory within 120 days of qualification (Iowa Code 633.361, as amended effective July 1, 2026), and closes by final report. Iowa does not require a personal representative to hire an attorney, but most regular-administration estates are handled with counsel. Verify bond, surety, original-will, and notice requirements with the district court.
- Attorney:
- not required by law, though many families use one
Documents you'll need:
- Certified Death Certificate
- Original Will
- Petition for Probate of Will or for Administration
- Letters of Appointment and Oath
- Notice of Probate and Notice to Creditors (publication)
- Report and Inventory
- Closing Statement (small estates) or Final Report
Small estate administration under Iowa Code chapter 635 is available when the gross value of the decedent's probate assets subject to Iowa jurisdiction does not exceed $200,000 (for deaths on or after July 1, 2020; $100,000 for earlier deaths). A personal representative is still appointed and chapter 633 rules apply unless chapter 635 provides otherwise, but the estate closes by a sworn closing statement rather than a formal final report, and personal representative fees are capped at 3% of the gross probate assets unless services are itemized (Iowa Code 635.8(4)).
- Qualifies:
- $200,000
Documents you'll need:
- Certified Death Certificate
- Original Will
- Petition for Probate of Will or for Administration
- Letters of Appointment and Oath
- Notice of Probate and Notice to Creditors (publication)
- Report and Inventory
- Closing Statement (small estates) or Final Report
Iowa's small estate affidavit lets a successor collect the decedent's personal property without letters of appointment when the probate assets consist only of personal property with no interest in real estate, the gross value of the personal property is (or has been at any time since death) $100,000 or less, at least 40 days have passed since death, and no administration is pending. H.F. 2660 (2026) raised the ceiling from $50,000 and struck the old alternative that let real property qualify when it passed to inheritance-tax-exempt joint tenants for deaths before January 1, 2025.
- Qualifies:
- $100,000
Documents you'll need:
- Certified Death Certificate
- Small Estate Affidavit
Iowa allows a will to be admitted to probate without opening administration (Iowa Code 633.31(2)(b) sets a $15 court cost for it). This proves the will of record, which can help clear title, but it does not appoint a personal representative or transfer assets by itself.
4File for Probate
Where to file, forms & fees
Where to File
Free Filing Help Available
Clayton County Clerk of the District Court can help you understand forms and filing requirements at no cost.
Visit Self-Help Center