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How Assets Transfer After Death in Arkansas

Not all assets go through probate. Understanding how each type of asset transfers can save time, money, and stress.

The key question is: Did the deceased set up a way for this asset to transfer automatically?

Transfers Automatically (No Probate)

These assets have a built-in mechanism to transfer to a named person.

Requires Probate

Assets solely in the deceased's name with no beneficiary designation may need probate or a small estate affidavit.

Special Arkansas Rules

Some assets have unique Arkansas-specific transfer rules.

Dower or curtesy and statutory allowances for a surviving spouse

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Pro Tips

  • -Check whether accounts already have POD beneficiaries you may not know about
  • -Notify the bank promptly to prevent unauthorized transactions
  • -Do not close accounts immediately - automatic payments may still be processing

Frequently Asked Questions

What is the difference between probate and non-probate assets?
Probate assets are owned solely by the deceased with no designated beneficiary, requiring court supervision to transfer. Non-probate assets have built-in transfer mechanisms like beneficiary designations, joint ownership, or trust ownership.
What assets avoid probate in Arkansas?
Assets that typically avoid probate include: life insurance with named beneficiaries, retirement accounts (401k, IRA) with beneficiaries, jointly owned property with right of survivorship, TOD (Transfer on Death) accounts, POD (Payable on Death) accounts, and assets held in a living trust.
What is a TOD or POD designation?
TOD (Transfer on Death) and POD (Payable on Death) are beneficiary designations that allow assets to pass directly to a named beneficiary upon death, bypassing probate.
Does joint ownership avoid probate?
Only joint ownership with "right of survivorship" avoids probate. This includes joint tenancy with right of survivorship and tenancy by the entireties (for married couples in some states).
SourcesOfficial references used for this page
  • Arkansas Code Title 28 (Wills, Estates, and Fiduciary Relationships)
  • Ark. Code § 18-12-608 (Beneficiary deeds)
  • Arkansas Constitution Article 9 (Exemption / Homestead)
  • Arkansas DFA - Office of Motor Vehicle
  • Legal Aid of Arkansas - Wills and Estates

Information current as of April 11, 2026

Settled Estate is not a law firm, and this content is for informational purposes only and does not constitute legal advice. Probate laws and procedures in Arkansas can change. Consult with a qualified attorney for advice specific to your situation. Full disclaimer.

More Arkansas Resources

Explore the rest of the Arkansas probate hub.

Do I need probate?4 pages
Costs and money5 pages
File for probate2 pages
Transfer assets3 pages
Learn and reference5 pages