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How Assets Transfer After Death in Maine

Not all assets go through probate. Understanding how each type of asset transfers can save time, money, and stress.

The key question is: Did the deceased set up a way for this asset to transfer automatically?

Transfers Automatically (No Probate)

These assets have a built-in mechanism to transfer to a named person.

Requires Probate

Assets solely in the deceased's name with no beneficiary designation or survivorship generally must go through probate.

Special Maine Rules

Maine has simplified procedures for smaller estates and statutory protections for the surviving spouse.

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Select an Asset Type

Pro Tips

  • -Check whether accounts have POD beneficiaries you may not know about
  • -Notify the bank promptly to prevent unauthorized transactions
  • -Do not close accounts immediately; automatic payments may still be processing

Frequently Asked Questions

What is the difference between probate and non-probate assets?
Probate assets are owned solely by the deceased with no designated beneficiary, requiring court supervision to transfer. Non-probate assets have built-in transfer mechanisms like beneficiary designations, joint ownership, or trust ownership.
What assets avoid probate in Maine?
Assets that typically avoid probate include: life insurance with named beneficiaries, retirement accounts (401k, IRA) with beneficiaries, jointly owned property with right of survivorship, TOD (Transfer on Death) accounts, POD (Payable on Death) accounts, and assets held in a living trust.
What is a TOD or POD designation?
TOD (Transfer on Death) and POD (Payable on Death) are beneficiary designations that allow assets to pass directly to a named beneficiary upon death, bypassing probate.
Does joint ownership avoid probate?
Only joint ownership with "right of survivorship" avoids probate. This includes joint tenancy with right of survivorship and tenancy by the entireties (for married couples in some states).
SourcesOfficial references used for this page
  • Maine Revised Statutes Title 18-C (Maine Uniform Probate Code)
  • Maine Revised Statutes Title 33 (Property)
  • Maine Bureau of Motor Vehicles - Death of an Owner
  • Maine Probate Courts (maineprobate.net)
  • 18-C M.R.S. §§ 2-402, 2-403, 2-404, 2-405, 3-1201, 6-401 to 6-417; 29-A M.R.S. § 663

Information current as of April 11, 2026

Settled Estate is not a law firm, and this content is for informational purposes only and does not constitute legal advice. Probate laws and procedures in Maine can change. Consult with a qualified attorney for advice specific to your situation. Full disclaimer.

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File for probate2 pages
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